Grow Your Retirement Nest Egg Every Year No Matter What Is Going On In the Stock and Real Estate Market™

Our Company

As a Financial Client, Discover:

  • Many Retired Investors are Wrongly Positioned Financially and Don’t Even Know It!
  • Simple, Safer, and Secured opportunities as an Private Lender to achieve your financial objectives.

  • We DO NOT Charge FEES for Investment Advice, to Invest Your Money or to Manage Your Money!
  • You CAN NOT Get Ahead Financially Based on Your Current Investments and Advice!
  • How to Turn Your IRA/401k/403b into TAX-FREE Income!
  • Your Current Financial Planner or Wealth Manager DOES NOT Have a Fiduciary Responsibility To You First!

Ponder Financial & Retirement Firm, Inc., located in Ontario, CA and Palm Desert, CA is a subsidiary of Financial Wealth Coach, Inc. which was established in 1993.



Dr. Craig A. Ponder Sr., Ph.D., CEA, CFWC, is a Certified Estate Advisor (CEA), Certified Financial Wealth Coach (CFWC), Wealth Strategist, Financial Educator, Retirement and Business Expert, a John C. Maxwell Certified Coach, Teacher, Trainer, Speaker and the CEO and Founder of Ponder Financial & Retirement Firm, Inc., with its Corporate Headquarters located in Ontario, CA with additional satellite offices in Rancho Bernardo and Irvine, California. Dr. Ponder has a Doctorate of Ministry (D.Min.) in Biblical Studies and a Doctorate of Philosophy (Ph.D.) in Theology with an emphasis in Economics and holds six professional designations.

Since 1993, Dr. Ponder, and his team have been on a national campaign to deliver education and knowledge to Women, Home Owners, Educators, Nurses, Business Owners, Christians, Baby Boomers and Seniors so that they can learn “How To Grow Your Retirement Nest-Egg Every Year No Matter What Is Going On In The Stock and Real Estate Market!”

Ponder Financial (PFRF), ideal clients are Small Business Owners who want to leverage Legal Loop Holes, Taxes and Business Strategies, Women who are either widowed, divorced or single and families who are responsible for managing their own estate, retirement and investment accounts and we NEVER put our clients’ money, Investments, estate or retirement at risk!

As the founder of Ponder Financial, in his 24 years of helping Americans create their own economy, not one of Dr. Ponders clients has ever lost one penny of their retirement or college savings money! The time is NOW to Protect, Multiply, and Privatize Your Wealth!